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Protect yourself while you’re on the water

Jet ski insurance (also known as personal watercraft or PWC insurance) is a specialised form of marine insurance. Depending on whether you choose a bare-bones or comprehensive policy, jet ski insurance may only protect you from liability claims if your jet ski causes damages to a third party or it may also repair or replace your jet ski if it is damaged, destroyed, or stolen.

The two most common types of jet ski insurance you can purchase are:

  1. Liability Only: Covers damage to someone else or their property caused by your jet ski.

  2. Physical Damage & Liability: Covers damage to someone else or their property caused by your jet ski, and damage to your jet ski caused by events such as fire, theft, and other accidents.

Insurance for physical damage to your jet ski may provide cover for the following:

  • Accidental damage to your jet ski caused by fire, storm, or vandalism

  • Accidental damage caused by collision with another jet ski or vessel

  • Theft or attempted theft

  • Third party damage to other vessels (caused by your jet ski)

  • Wreckage removal costs

  • Sudden & Accidental Pollution clean up costs

Other coverage which may be available for your jet ski includes:

  • Replacement Cost – if your jet ski is damaged and is a total loss, it will be replaced with a brand new model

  • Emergency towing

  • Accessories Coverage for additional contents on your jet ski

  • Trailer coverage for your jet ski trailer

The Nesika Insurance Services Inc. Difference

You may think you want the cheapest insurance, but realise that you may not be getting everything you bargained for …

… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring their policies. Minor differences in wording can mean major differences in what’s covered after a loss.

You can be confident that all of the renter’s insurance policies offered by Nesika are underwritten by premium markets that have a proven track record of paying their claims.

There’s no such thing as a one-size-fits-all insurance policy. Call us at 604-448-9196 or send an email to info@nesika.ca now to have our experts put together the policy that’s right for you.